Kindershield PA
Kindershield BIZ
WHY KINDERSHIELD?
Kindershield PA provides coverage following an accident during and after school, or on 24hr basis. Delivering excellence with simplicity.
PREMIUM: RM 20/PAX
Coverage
Health Care
Typically includes medical expenses (food poisoning, traditional medication)
Emergency
24-hour coverage (world wide)
Qualify
Age 24 months up to 45 Y/O
Declaration
Annual Declaration - Headcount basis
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KINDERSHIELD BIZ
Fire Coverage + KinderShield BIZ
– FREE IRB RM 1,000 for 60 days
Fire Coverage + KinderShield BIZ Plus+
– FREE IRB RM 2,000 for 60 days
Your Premise are closed by order of public authorities due to your employees contracting notifiable diseases like COVID-19 or HFMD (payout will be limited to a maximum of 14 days)
Kindershield BIZ | Kindershield BIZ Plus+ |
---|---|
Burglary: RM 10,000 (First Loss, 50% of Full Theft) | Burglary: RM 30,000 (First Loss, 50% of Full Theft) |
Money: RM 5,000 (In Premise) RM 5,000 (In Transit) | Money: RM 10,000 (In Premise) RM 10,000 (In Transit) |
Glass: RM 10,000 (First Loss) | Glass: RM 30,000 (First Loss) |
Public liability: RM 1,000,000 (Student as Third Party) | Public liability: RM 2,000,000 (Student as Third Party) |
All Risk: RM 10,000 (Accidental Damage) | All Risk: RM 20,000 (Accidental Damage) |
FIRE INSURANCE
Fire Insurance Cover For:
- Storm & Tempest
- Fire & Lightning
- Explosion
- Waterpipe Bursting
- Impact damage
- RSMD
FIRE INSURANCE COVER FOR RM 100K (PREMIUM = RM 88.90, before 6% SST and Stamp Duty RM 10)